Up to 36 months with no hidden fees.
Buy Now, Pay Over Time
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Choose 3, 6, or 12 monthly payments
For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.
Buying with Affirm is simple
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Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision. -
Choose how you pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front. -
Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
FAQs
Frequently Asked Questions
What is Affirm
Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers real-time financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments.
What information will I need to provide?
During application, you'll provide your name, email, birth date, phone number, and the last four digits of your Social Security number. Affirm will do a "soft" credit check, which won't affect your credit score.
How does Affirm protect my data?
All sensitive data - including your Social Security number - is encrypted. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. They don't sell or rent your information to anyone.
How do I make my payments?
Before each payment is due, Affirm will send you reminders via email and SMS that will include the installment amount that is coming due and the due date. You can also sign up for autopay so you don’t risk missing a payment.
Are there any interest or fees associated with Affirm loans (late fees)?
Affirm loans vary between 0% APR and 30% APR simple interest. The corresponding finance charge is the only fee associated with an Affirm loan. Affirm does not charge late fees, service fees, prepayment fees, APR penalties or any other hidden fees for a late payment. They strive to always be more transparent and fair than any other form of financing.
Just select Affirm at checkout
Subject to credit check and approval. Down Payment may be required. For purchases under $50, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commerical Bank, Member FDIC. See www.affirm.com/faqs for details.
